AI training funding in Southeast Asia.

Maximize government subsidies for AI training across Malaysia, Singapore, Indonesia, Hong Kong, and Vietnam. Claim up to 90% subsidies for your team's AI transformation.

Government training funding and administration
9

Countries Covered

90

Funding Programs

90%

Max Training Subsidy

FUNDING PROGRAMS

Government subsidies by country.

🇲🇾

Malaysia

HRDF, SBL-KHAS

HRDF
Up to 100% HRDF claimable under SBL/SBL-Khas; typical programme cost RM3,000-RM15,000 per cohort
Corporate AI Training Malaysia — HRDF Claimable Programmes 2026

Corporate training in Malaysia is increasingly focused on AI and digital transformation. With HRDF claimable programmes, companies can upskill their entire team in AI at zero net cost. This guide covers the best corporate AI training options, HRDF claim process, and how to choose the right programme for your business.

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HRDF
Levy rate: 1% of monthly payroll; accumulated balance available for training claims
HRDF Levy and Contribution Guide Malaysia 2026

The HRDF levy is a mandatory contribution that funds employee training in Malaysia. Understanding how the levy works, how much your company contributes, exemption rules, and how to maximise your levy utilisation is essential for HR leaders and finance teams. This guide covers everything about HRDF contributions.

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HRDF
Levy rate: 1% of monthly payroll; unlocks training reimbursements of up to RM10,500 per programme
HRDF Registration Guide — How to Register Your Company 2026

Registering your company with HRDF is the first step to accessing Malaysia's training levy system. Once registered, you can claim back training costs through the SBL and SBL-Khas schemes. This guide covers the registration process, requirements, and how to get started.

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HRDF
TTT programme fees vary by provider; HRDF levy can cover training costs for employer-sponsored candidates
HRDF Certified Trainer — Train the Trainer Programme Malaysia 2026

Becoming an HRDF certified trainer opens doors to delivering HRDF claimable training programmes across Malaysia. The Train the Trainer (TTT) programme is the pathway to HRDF certification. This guide covers requirements, the certification process, and how to register as an HRDF trainer.

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HRDF
Up to 100% of training costs depending on scheme (SBL, SBL-Khas, or PLT)
How to Claim HRDF — Step-by-Step Claim Process Guide 2026

Claiming your HRDF training grant does not have to be complicated. This step-by-step guide walks you through the entire HRDF claim process — from pre-approval to reimbursement — including claim guidelines, required documents, common rejection reasons, and tips for faster processing.

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HRDF
Up to RM10,500 per programme under SBL/SBL-Khas schemes
HRDF Claimable Team Building Programmes in Malaysia 2026

Team building programmes in Malaysia can be fully HRDF claimable when structured as skills development initiatives. This guide explains which team building packages qualify, how to structure your programme for HRDF approval, and the claim process from start to finish.

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HRDF
Up to RM10,500 per day
HRDF AI Training for Healthcare Sector

Healthcare providers in Malaysia can access HRDF subsidies for AI training that improves patient care, operational efficiency, and regulatory compliance while maintaining strict data privacy standards.

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HRDF
Up to RM10,500 per day
Maximizing ROI from HRDF AI Training Subsidies

Strategic guide to maximizing return on investment from HRDF-funded AI training. Learn how to calculate ROI, track impact, and ensure training translates to business results.

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HRDF
Up to RM10,500 per day
HRDF AI Training for Technology Sector

Technology companies in Malaysia can leverage HRDF to upskill developers, product managers, and technical teams in AI capabilities - from machine learning fundamentals to production deployment.

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HRDF
Up to RM10,500 per day
HRDF AI Training for Professional Services Sector

Professional services firms in Malaysia - including consulting, legal, accounting, and advisory - can leverage HRDF subsidies to enhance service delivery, automate routine tasks, and scale expertise with AI.

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HRDF
Up to RM10,500 per day per trainer
Complete HRDF Guide for Malaysia 2026

The Human Resource Development Fund (HRDF) provides comprehensive training subsidies for Malaysian employers. Claim up to RM10,500 per day per trainer for AI transformation training, making it one of Southeast Asia's most generous corporate training subsidies.

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HRDF
Up to RM10,500 per day
HRDF AI Training for Manufacturing Sector

Manufacturing companies in Malaysia can leverage HRDF subsidies to implement AI-powered quality control, predictive maintenance, and supply chain optimization without significant capital investment.

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HRDF
Up to RM10,500 per day
HRDF-Claimable AI Courses for Malaysian Companies

Discover the complete catalog of HRDF-claimable AI training programs from Pertama Partners. From executive briefings to technical workshops, all our AI courses qualify for maximum HRDF subsidies.

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HRDF
Up to 100% subsidy for eligible SMEs
HRDF for SMEs: SBL-KHAS Enhanced Subsidies

Small and Medium Enterprises in Malaysia can access enhanced HRDF subsidies through the SBL-KHAS scheme. Get up to 100% training cost coverage for AI transformation, significantly reducing your digital adoption barriers.

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HRDF
Up to RM10,500 per day
HRDF AI Training for Financial Services Sector

Financial services institutions in Malaysia can leverage HRDF subsidies for specialized AI training that addresses regulatory requirements, risk management, and customer experience transformation.

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HRDF
Varies by country
Malaysia vs Singapore: Training Funding Comparison

Comparing HRDF (Malaysia) and SkillsFuture (Singapore) training subsidies for AI transformation. Understand which program offers better value for your organization's needs.

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Singapore

SkillsFuture, MCES

SkillsFuture
Up to 90% course fee subsidy for all employees; enhanced Absentee Payroll rates; SFEC $10,000
Enhanced Training Support for SMEs in Singapore 2026

Singapore SMEs qualify for enhanced training subsidies through the Enhanced Training Support for SMEs (ETSS) scheme. This means 90% course fee subsidies for all employees regardless of age, higher Absentee Payroll rates, and priority access to SkillsFuture Enterprise Credit. Here is how to maximise your SME training budget.

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SkillsFuture
Up to 90% course fee subsidy under National AI Strategy priority; SkillsFuture Credits applicable
SkillsFuture AI Courses Singapore — Artificial Intelligence Training 2026

AI is a national priority under Singapore's National AI Strategy 2.0, and SkillsFuture offers extensive subsidies for AI and artificial intelligence training. From foundational AI literacy to advanced machine learning, these SSG-funded courses prepare individuals and teams for an AI-driven economy.

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SkillsFuture
Up to 90% course fee subsidy; SkillsFuture Credits applicable
SkillsFuture Coding and Python Courses Singapore 2026

Python and coding skills are gateway competencies for AI, data science, and automation careers. SkillsFuture-subsidised coding courses in Singapore offer beginner-friendly to advanced programming training at up to 90% off — making it affordable to learn the most in-demand language in tech.

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SkillsFuture
Up to 90% course fee subsidy; SkillsFuture Credits applicable
SkillsFuture Data Analytics Courses Singapore 2026

Data analytics is a high-demand skill in Singapore with strong salary prospects and growing AI integration. SkillsFuture-subsidised data analytics courses cover everything from Excel and SQL to machine learning and business intelligence — at up to 90% off course fees.

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SkillsFuture
Up to 90% course fee subsidy; SkillsFuture Credits applicable
SkillsFuture Digital Marketing Courses Singapore 2026

Digital marketing is one of the most popular SkillsFuture course categories in Singapore. From SEO and social media marketing to Google Ads and content strategy, these SSG-subsidised courses help professionals and career changers build in-demand digital skills at up to 90% off.

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SkillsFuture
Training allowance of up to $3,000/month for full-time programmes; additional course fee subsidies of 70-90%
SkillsFuture Training Allowance — Get Paid to Learn in Singapore 2026

Yes, you can get paid to learn in Singapore. Through the SkillsFuture training allowance, mid-career Singaporeans pursuing full-time diploma programmes receive up to $3,000 per month in income support. Combined with course fee subsidies, this means you can upskill at zero cost while receiving a monthly stipend.

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SkillsFuture
$4,000 SkillsFuture Credit top-up plus training allowance of up to $3,000/month for full-time study
SkillsFuture Level Up Programme — $4,000 Credit for Mid-Career Singaporeans

The SkillsFuture Level Up Programme provides Singapore Citizens aged 40-60 with a $4,000 SkillsFuture Credit top-up to pursue a diploma or professional certification. Combined with training allowances and enhanced subsidies, this programme makes career transitions financially viable for mid-career workers.

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SkillsFuture
Course fee subsidies of 50-90%; Absentee Payroll up to $100,000/year; SFEC $10,000 per company
SSG Funding Guide Singapore — Skills Development Fund Explained

SSG (SkillsFuture Singapore) administers the Skills Development Fund and a range of training subsidies for employers and individuals. This complete guide explains how SSG funding works, who qualifies, and how to access course fee subsidies, Absentee Payroll grants, and enterprise credits for AI and digital skills training.

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SkillsFuture
Up to $500 SkillsFuture Credit plus additional $4,000 top-up for eligible seniors; up to 90% course fee subsidy for aged 40+
SkillsFuture Courses for Seniors and Retirees in Singapore 2026

Singapore seniors and retirees have access to generous SkillsFuture subsidies for courses in AI, digital skills, and more. With enhanced credits, mid-career subsidies, and programmes designed for older learners, there has never been a better time for seniors to upskill. This guide covers every funding option available.

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SkillsFuture
Up to 90% subsidy via SSG; SkillsFuture Enterprise Credit (SFEC) of up to $10,000 per company
Corporate AI Training in Singapore — SkillsFuture Subsidised Programmes

Singapore offers some of the most generous corporate training subsidies in Southeast Asia. Through SkillsFuture Enterprise Credit, SSG course fee funding, and the Enhanced Training Support for SMEs, companies can access AI training programmes at 70-90% subsidised rates. This guide covers every funding pathway available for corporate training in Singapore.

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SkillsFuture
Up to 90% subsidy for approved courses
Complete SkillsFuture Guide for Singapore 2026

SkillsFuture is Singapore's national movement to provide citizens with opportunities to develop their fullest potential throughout life. Claim up to 90% subsidies for AI training and use your SkillsFuture Credit for lifelong learning.

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SkillsFuture
SGD$500 + top-ups
SkillsFuture Credit: How to Use for AI Training

Every Singaporean aged 25 and above has SkillsFuture Credit. Learn how to use it for AI training courses and maximize your lifelong learning journey.

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SkillsFuture
Up to 90% subsidy for healthcare professionals
SkillsFuture AI Training for Healthcare: Clinical & Administrative AI Skills

AI is revolutionizing healthcare delivery in Singapore, from diagnostics to operations. This industry-specific guide covers SkillsFuture-funded AI training for healthcare professionals, addressing clinical applications, patient privacy, and regulatory compliance.

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SkillsFuture
Up to 90% subsidy for employees age 40+
SkillsFuture AI Training for Employees: Upskill for the AI Era

Frontline employees need practical AI skills to stay relevant and productive. This guide covers SkillsFuture-funded AI training for individual contributors, helping you master AI tools, automate routine tasks, and advance your career.

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SkillsFuture
Up to 90% subsidy for age 40+ executives
SkillsFuture AI Training for Executives: Leadership in the Age of AI

Singapore executives need AI fluency to lead digital transformation. This guide covers SkillsFuture-funded AI training tailored for C-suite and senior leadership, focusing on strategic decision-making, governance, and organizational change management.

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Regional Comparison
Up to 100% coverage through strategic funding
AI Training Funding for HR Leaders: Navigating Government Subsidies

HR leaders face pressure to upskill teams in AI while managing tight budgets. This guide helps Learning & Development professionals navigate Malaysia HRDF, Singapore SkillsFuture, and regional funding programs to maximize training ROI.

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Regional Comparison
Up to 90% government subsidies
AI Training Funding Implementation Guide: 90-Day Rollout Plan

Moving from funding knowledge to action requires a structured plan. This 90-day implementation guide walks HR teams and managers through launching government-funded AI training programs using HRDF, SkillsFuture, and SFEC.

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SkillsFuture
Up to 90% subsidy for managers age 40+
SkillsFuture AI Training for Managers: Building Team Capability

Managers are the bridge between executive AI strategy and frontline execution. This guide covers SkillsFuture-funded AI training for managers, enabling you to lead AI adoption, manage AI-powered teams, and drive operational transformation.

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SkillsFuture
Up to 90% subsidy for WSQ-certified courses
WSQ AI Courses in Singapore: Government-Funded Certifications

Workforce Skills Qualifications (WSQ) is Singapore's national credential system for industry-recognized skills. This guide covers WSQ-certified AI courses eligible for SkillsFuture funding, helping you earn recognized qualifications while building AI expertise.

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Regional Comparison
Up to 100% through strategic stacking
Maximizing AI Training Subsidies: Stacking Funding Sources for Zero Cost

Most professionals don't realize they can combine multiple funding sources for completely free AI training. This tactical guide shows exactly how to stack HRDF, SkillsFuture Credit, MCES, and SFEC to achieve 100% coverage.

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SkillsFuture
S$10,000 credit per employer (top-ups available)
SkillsFuture Enterprise Credit: AI Training for Singapore Companies

SkillsFuture Enterprise Credit (SFEC) provides Singapore employers with S$10,000 to upskill employees in AI and emerging technologies. This employer-focused guide explains how to claim SFEC, maximize your credit, and train teams in artificial intelligence capabilities.

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Regional Comparison
Up to 90% subsidies across Southeast Asia
SEA AI Training Funding Comparison: Malaysia vs Singapore vs Indonesia

Southeast Asian governments offer substantial AI training subsidies to build competitive workforces. This comprehensive comparison helps companies and professionals navigate HRDF (Malaysia), SkillsFuture (Singapore), Kartu Prakerja (Indonesia), and other regional funding programs.

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SkillsFuture
Up to 90% course fee subsidy
MCES Mid-Career Enhanced Subsidy: SkillsFuture for Career Switchers

Singapore's Mid-Career Enhanced Subsidy (MCES) provides up to 90% funding for mid-career workers aged 40 and above pursuing AI and digital transformation training. This comprehensive guide explains eligibility, application process, and how to maximize your MCES benefits for AI upskilling.

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Regional Comparison
300-500% ROI typical for subsidized training
ROI of Subsidized AI Training: Calculating Business Value & Career Impact

Government-subsidized AI training delivers exceptional ROI—often 300-500% within 12 months. This guide helps companies and professionals calculate expected returns from HRDF and SkillsFuture-funded AI training programs.

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SkillsFuture
Up to 90% subsidy for financial services professionals
SkillsFuture AI Training for Financial Services: Banking, Insurance & Fintech

AI is transforming banking, insurance, and wealth management across Singapore. This industry-specific guide covers SkillsFuture-funded AI training for financial services professionals, from frontline staff to senior leaders.

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New Zealand

Callaghan Innovation Grants, Regional Business Partner Network

Callaghan Innovation
Up to NZD $400,000 per year through R&D Growth Grants (40% co-funding)
Callaghan Innovation: AI R&D Grants for New Zealand Businesses 2026

Callaghan Innovation is New Zealand's innovation agency, providing R&D grants and capability-building support for businesses adopting AI. This guide covers how NZ businesses can access funding for AI training, strategy, and implementation projects.

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Australia

R&D Tax Incentive, Workforce Australia, NSW Digital Restart Fund

Small Business AI Pilot
Up to AUD $10,000 in fully-funded AI pilot support
Small Business AI Pilot: Government Grants for Australian SMEs 2026

The Small Business AI Pilot program provides fully-funded AI training and pilot support for small Australian businesses. Designed for businesses with fewer than 20 employees, this program removes cost barriers to AI adoption.

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AI Activator
Up to AUD $50,000 for AI capability building projects
AI Activator Program: Funding for AI Innovation in Australia 2026

The AI Activator program supports Australian businesses in building internal AI capabilities through training, strategic planning, and pilot implementations. This guide covers everything you need to know about eligibility, funding amounts, and application process.

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Workforce Australia
Subsidized training through approved providers — varies by state
Workforce Australia AI Skills: Training Subsidies Guide 2026

Workforce Australia provides subsidized training pathways for workers and businesses looking to develop AI skills. This guide explains how to access government-subsidized AI training, including state-specific programs and employer incentives.

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AI Adopt
Up to AUD $20,000 per business for AI adoption projects
AI Adopt Program: Complete Guide for Australian Businesses 2026

The Australian Government's AI Adopt program helps small and medium businesses integrate artificial intelligence into their operations. This guide covers eligibility, application process, and how to maximize your funding for AI training and implementation.

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Thailand

TVET Digital Skills Programs, Ministry of Labour Programs

BOI
Non-monetary: visa and work permit facilitation; combined with BOI tax incentives for employing company
BOI Smart Visa and Digital Talent Programs for AI Specialists in Thailand

Thailand offers several visa pathways specifically designed to attract AI specialists, digital talent, and high-skilled professionals. The Smart Visa programme, Long-Term Resident (LTR) Visa, and BOI work permit facilitation together create a comprehensive framework for companies seeking to bring foreign AI expertise into Thailand. This guide covers every visa programme relevant to AI talent recruitment and how companies can use these alongside BOI investment incentives.

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BOI
Up to 8 years CIT exemption; 200% training deduction; additional EEC incentives for smart manufacturing
BOI Thailand Incentives for Smart Manufacturing and Industry 4.0 AI

Thailand's manufacturing sector is a cornerstone of the national economy, and the BOI has created powerful incentives to drive Industry 4.0 transformation. This guide covers BOI incentives for smart manufacturing, automation, robotics, and AI-powered production — including the combined benefits available in the Eastern Economic Corridor (EEC) and how training investments in AI amplify your BOI package.

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BOI
Up to 8 years CIT exemption; 200% training deduction; reduced CIT for IBC/ROH operations
BOI Thailand Incentives for Financial Services and Fintech AI

Thailand's BOI offers targeted incentives for financial services companies investing in fintech, digital banking, insurtech, and AI-powered financial operations. Through Regional Operating Headquarters (ROH), International Business Centre (IBC), and fintech-specific promotion categories, financial institutions can access significant tax benefits while building AI capabilities. This guide details every BOI incentive relevant to the financial services sector.

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BOI
200% tax deduction on training expenses; additional 1-3 years CIT exemption for training investment
BOI for Employers: How Companies in Thailand Use BOI Incentives for AI Training

Companies already holding BOI promotion certificates — or those considering applying — can use BOI incentives to dramatically reduce the cost of AI training for their Thai workforce. This guide explains how HR and L&D leaders at BOI-promoted companies can leverage the 200% training expense deduction, earn additional CIT exemption years through training investment, and bring in foreign AI experts through BOI work permit facilitation.

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BOI
Up to 8 years CIT exemption (no cap) for AI development; 200% deduction on AI training expenses
BOI Thailand AI Investment Incentives: Tax Benefits for AI Companies

Thailand's Board of Investment offers some of the most generous incentives in ASEAN for companies investing in artificial intelligence. Under BOI Activity 5.10 and related digital technology categories, AI companies can receive up to 8 years of corporate income tax exemption with no cap, plus additional benefits for R&D and staff training. This guide details every AI-specific BOI incentive available in 2026.

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BOI
Up to 13 years CIT exemption; 200% training expense deduction; import duty exemptions on machinery
Complete BOI Thailand Investment Promotion Guide 2026

The Board of Investment of Thailand (BOI) is the principal government agency responsible for encouraging investment in Thailand through a comprehensive package of tax and non-tax incentives. This guide covers the full scope of BOI investment promotion — from corporate income tax exemptions to training expense deductions — and how companies investing in AI and digital technology can maximise their benefits under the Thailand 4.0 strategy.

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NSDA
depa grants up to THB 100,000; free DSD courses; 200% tax deduction for employers
NSDA Digital Economy Programs: Thailand 4.0 Workforce Development

Thailand's Digital Economy Promotion Agency (depa) leads the country's digital transformation initiative, offering subsidies, training programmes, and Smart City projects that develop AI and digital skills. This guide covers depa's digital economy programmes, Thailand 4.0 workforce development, and how organisations can access funding for digital transformation.

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NSDA
200% tax deduction; free DSD centre training; EEC incentives for eastern provinces
NSDA AI Training for Manufacturing in Thailand

Thai manufacturers can access government-funded AI training through DSD centres, the 200% tax deduction, and special incentives under the Eastern Economic Corridor (EEC) programme. This guide covers Industry 4.0 training pathways, smart factory skills, and how to build AI capabilities in Thailand's manufacturing workforce.

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NSDA
200% tax deduction; depa grants up to THB 100,000; free DSD courses for employees
NSDA AI Training for Financial Services in Thailand

Thai banks, insurance companies, and fintech firms can leverage Thailand's national skills development system to build AI capabilities while maximising government incentives. This guide covers relevant training programmes, regulatory alignment with Bank of Thailand and SEC Thailand requirements, and how financial institutions can claim the 200% tax deduction for AI training.

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NSDA
200% tax deduction on training expenses; free DSD centre training; depa grants up to THB 100,000
NSDA for Employers: How Thai Companies Can Access Government AI Training

Thai companies can leverage Thailand's national skills development system to train their workforce in AI at significantly reduced cost. With the 200% tax deduction for qualifying training, free government training centres, and depa digital transformation grants, the effective cost of AI upskilling can approach zero. This guide explains how HR leaders can maximise these benefits.

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NSDA
Free at government centres; subsidised through depa grants and 200% tax deduction for employers
NSDA AI & Digital Skills Courses: Available Programs for 2026

Thailand's government offers a growing catalogue of AI and digital skills courses through DSD training centres, depa programmes, and university partnerships under the Thailand 4.0 initiative. This guide covers every major AI training pathway available through Thailand's national skills system in 2026.

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NSDA
Free to subsidised training; government-funded courses at skill development centres nationwide
Complete NSDA Thailand Guide 2026

Thailand's National Skill Development Authority (NSDA), operating through the Department of Skill Development under the Ministry of Labour, is the country's primary body for workforce training and skills certification. This comprehensive guide covers Thailand's skill development system, training centres, certification pathways, and how employers and individuals can access government-funded AI and digital skills training in 2026.

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Philippines

TESDA Scholarship Programs, DOLE TUPAD

DOLE
DILP grants up to PHP 20,000 (individual) or PHP 200,000 (group); Kabuhayan starter kits worth PHP 5,000-15,000; training fully funded
DOLE Livelihood & Skills Programs: DILP, Kabuhayan & Digital Skills

DOLE's livelihood programs — including the Integrated Livelihood Program (DILP) and Kabuhayan initiatives — provide grants, starter kits, and skills training to help Filipino workers build sustainable income sources. In 2026, these programs have expanded to include AI and digital skills components for technology-enabled livelihoods.

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DOLE
Varies: JobStart provides up to PHP 3,000/month stipend; OWWA reintegration up to PHP 100,000; skills training fully funded
DOLE Special Programs for Workers: OFWs, Youth, Women & PWDs

DOLE operates specialised programs targeting the Philippines' most vulnerable workforce segments — displaced overseas Filipino workers (OFWs), women, persons with disabilities (PWDs), youth, and indigenous peoples. This guide covers JobStart Philippines, OFW reintegration programs, and AI-focused skills training opportunities for special worker groups.

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DOLE
SPES covers 40% of wages; DOLE-AKAP provides PHP 5,000-10,000 per displaced worker; enterprise training partnerships subsidised
DOLE for Employers: How Philippine Companies Access Training Subsidies

Philippine companies can leverage DOLE programs to subsidise workforce training, access employment incentives, and build AI capabilities at reduced cost. This guide explains how HR leaders and business owners can tap into DOLE-AKAP, SPES, and enterprise-based training partnerships for AI and digital skills development.

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DOLE
Regional minimum wage for 10-30 working days; skills training component fully funded by DOLE
DOLE TUPAD Employment Program: Emergency Employment with Training

TUPAD (Tulong Panghanapbuhay sa Ating Disadvantaged/Displaced Workers) is DOLE's emergency employment program that provides temporary livelihood and skills training to displaced and disadvantaged Filipino workers. This guide explains how the program works, how companies can participate, and the training opportunities available.

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DOLE
Varies by program: TUPAD provides minimum wage for 10-30 days; JobStart up to PHP 3,000/month stipend; SPES 60% wage subsidy
Complete DOLE Training Guide for Philippines 2026

The Department of Labor and Employment (DOLE) is the Philippine government's executive department responsible for labour policy, employment services, and workforce development. This comprehensive guide covers every major DOLE training and employment program available in 2026, including TUPAD, JobStart, SPES, and enterprise-based training partnerships.

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TESDA
Free to subsidised; enterprise DTS programs share costs with employer
TESDA AI Training for Manufacturing in the Philippines

Philippine manufacturers can access TESDA-funded AI training to build Industry 4.0 capabilities. This guide covers relevant TESDA programs for manufacturing AI — from quality inspection with computer vision to predictive maintenance and supply chain optimisation.

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TESDA
Free to subsidised; enterprise programs may require co-investment
TESDA AI Training for Financial Services in the Philippines

Philippine banks, insurance companies, and fintech firms can leverage TESDA programs to train employees in AI skills specific to financial services. This guide covers relevant TESDA courses, enterprise training options, and how to build AI capabilities in your financial services workforce.

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TESDA
100% tuition coverage plus allowances (TWSP up to PHP 30,000; PESFA includes monthly stipend)
TESDA Scholarship Programs: TWSP, PESFA & STEP for AI Training

TESDA offers three major scholarship programs — TWSP, PESFA, and STEP — that can fully fund AI and digital skills training for Filipino workers. This guide explains each program's benefits, eligibility requirements, and how to apply for AI-related courses.

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TESDA
Free to heavily subsidised; employer co-investment varies by program
TESDA for Employers: How Philippine Companies Can Access Free AI Training

Philippine companies can leverage TESDA programs to train their workforce in AI and digital skills at little to no cost. This guide explains how HR leaders and L&D teams can access TESDA enterprise-based training, register as training partners, and maximise the value of government-funded AI upskilling.

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TESDA
Free (TESDA Online Program) to fully subsidised (scholarship programs)
TESDA AI & Digital Skills Courses: Available Programs for 2026

TESDA has expanded its course catalog to include AI, data analytics, and digital transformation skills. This guide covers every available AI-related course through TESDA in 2026, including online self-paced programs and in-person training at accredited centres across the Philippines.

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TESDA
Free to subsidised training; scholarships cover tuition, allowances, and tools
Complete TESDA Training Guide for Philippines 2026

The Technical Education and Skills Development Authority (TESDA) is the Philippine government's primary agency for managing and supervising technical education and skills development. This comprehensive guide covers every TESDA program relevant to AI and digital skills training in 2026, including eligibility, application processes, and how employers can leverage TESDA for workforce upskilling.

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Hong Kong

CEF, ERB

CEF
HK$25,000 subsidy (reduces HK$42,000 AI course to HK$17,000 net cost)
AI & FinTech Courses via Hong Kong CEF: Complete Catalog 2026

Hong Kong professionals can access world-class AI, FinTech, and data science training through CEF-approved courses at leading universities. Explore HK$25,000-subsidized programs from HKU, CUHK, PolyU, and more.

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CEF and ERB
CEF: HK$25,000 lifetime | ERB: HK$0-1,000 per course + allowance
Hong Kong Training Funding Comparison: CEF vs ERB

Hong Kong offers two major government training subsidies: CEF for professional development and ERB for vocational training. Understand which program suits your needs, eligibility criteria, and how to maximize both for lifelong learning.

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CEF
HK$25,000 per employee (government-funded, reduces company training costs)
CEF for HR Leaders: Helping Hong Kong Employees Claim HK$25,000

While CEF is an individual benefit, smart HR leaders help employees claim their HK$25,000 subsidy, reducing corporate training costs and increasing participation. Learn how to integrate CEF into your Hong Kong L&D strategy.

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ERB
Free or highly subsidized training (HK$0-1,000 per course)
Complete ERB Guide: Hong Kong Employees Retraining Board 2026

The Employees Retraining Board (ERB) offers free or low-cost vocational training for Hong Kong workers, particularly those with secondary education or below. Explore job-specific skills training, career transition programs, and employer hiring incentives.

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CEF and ERB
CEF: HK$25,000 | ERB: HK$0-1,000 per course
Hong Kong Financial Services Training: CEF & ERB Funding Options

Hong Kong financial services professionals can access government-subsidized training in FinTech, digital banking, compliance, and data analytics. Explore CEF and ERB programs tailored for banking, insurance, asset management, and wealth management sectors.

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CEF and ERB
CEF: HK$25,000 | ERB: HK$0-1,000
Hong Kong Professional Services Training: CEF & ERB for Legal, Accounting, Consulting

Hong Kong professionals in legal, accounting, consulting, and advisory services can leverage CEF and ERB subsidies for AI, data analytics, project management, and industry certifications. Maximize HK$25,000 in government funding for career advancement.

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CEF
HK$25,000 lifetime subsidy (80% first HK$10,000 + 60% next HK$15,000)
Complete CEF Guide: Hong Kong Continuing Education Fund 2026

Hong Kong's Continuing Education Fund (CEF) provides up to HK$25,000 in subsidies for professional courses including AI, FinTech, data science, and business skills. Learn how to claim this lifelong learning benefit to advance your career.

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ERB
HK$4,000-8,000 hiring incentive + HK$3,000-6,000 OJT subsidy per employee
ERB First-Hire-Then-Train: Hong Kong Employer Hiring Incentives

Hong Kong employers can receive up to HK$14,000 in incentives per new hire through ERB's First-Hire-Then-Train scheme. Get free pre-trained candidates, hiring subsidies, and on-the-job training support for entry-level positions.

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Indonesia

Kartu Prakerja

Kartu Prakerja
Rp 4,200,000 (if selected)
Step-by-Step Kartu Prakerja Application Guide 2026

Complete walkthrough of the Kartu Prakerja application process including wave schedules, selection tips, required documents, and how to maximize your chances of being selected for Indonesia's Rp 4.2 million training benefit.

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Kartu Prakerja
Rp 3,500,000 training credits + Free Microsoft AI courses
AI Training Courses via Kartu Prakerja Indonesia

Indonesian workers can access world-class AI training through Kartu Prakerja, including free courses from Microsoft's Talenta AI program. Explore the complete catalog of AI and technology courses available with your Rp 3.5 million training balance.

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Kartu Prakerja
Rp 4,200,000 per employee (government-funded, no cost to employer)
Kartu Prakerja for HR Leaders: Supporting Employee Development

While Kartu Prakerja is an individual benefit program, forward-thinking HR leaders use it as a strategic tool to upskill their workforce at zero cost. Learn how to integrate Prakerja into your corporate learning strategy and maximize employee participation.

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Kartu Prakerja
Rp 4,200,000 lifetime benefit (Rp 3,500,000 training + Rp 700,000 incentives)
Complete Kartu Prakerja Guide for Indonesian Workers

Kartu Prakerja is Indonesia's flagship skills development program that provides individual workers with Rp 4.2 million in training benefits and incentives. Unlike corporate training subsidies, Prakerja puts employees in control of their own professional development through government-funded digital learning.

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Multiple Programs
Varies by program (30-100% subsidy available)
Indonesia Corporate Training Funding: Alternatives to Prakerja

While Kartu Prakerja is powerful for individual development, Indonesian companies need corporate training solutions for team-based learning. Explore tax deductions, industry partnerships, and private training options for organizational upskilling.

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Vietnam

Decree 80, Decree 182, Vietnam AI Law

CIT Deduction
150% tax deductibility of training expenses (effective ~30% savings at 20% CIT rate, ~15% at 10% rate)
Vietnam Training Tax Deductions: 150% CIT Deductibility Guide for Corporate Training

All Vietnamese companies can deduct 150% of training expenses from corporate income tax, even without accessing Decree 80 or 182 subsidies. This guide explains eligibility, calculation, compliance requirements, and strategic use of the 150% CIT deduction.

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Decree 182
50% reimbursement for AI training up to VND 100M per employee annually (Decree 182); 5-year PIT exemption for AI professionals (AI Law)
AI Training Courses in Vietnam: Programs, Providers, and Subsidies (2026)

Comprehensive guide to AI and machine learning training courses available in Vietnam, covering local providers, international platforms, certification programs, and how to access 50% subsidies through Decree 182 and 5-year tax exemptions through the AI Law.

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Multiple Programs
70-100% (Decree 80) or 50% (Decree 182) subsidy; AI Law provides 5-year PIT exemption; CIT offers 150% tax deductibility
Vietnam Training Subsidies for HR Leaders: Complete Decision Framework

HR leaders in Vietnam face complex choices between Decree 80 (70-100% SME subsidy), Decree 182 (50% high-tech), AI Law tax exemptions, and CIT deductions. This guide provides a clear decision framework to maximize training ROI.

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Multiple Programs
50-100% subsidy depending on program
Vietnam Training Subsidies: Complete Guide to Government Funding Programs (2026)

Vietnam offers multiple government funding programs for corporate training, with subsidies ranging from 50% to 100% depending on company size and training type. This comprehensive guide covers all available programs to help HR leaders maximize training ROI.

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Vietnam AI Law
5-year personal income tax (PIT) exemption for qualified AI professionals (employee benefit, not employer subsidy)
Vietnam AI Law 2026: 5-Year Tax Exemption for AI Professionals

Vietnam's AI Law, effective March 2026, provides 5-year personal income tax exemption for qualified AI professionals. This guide explains how employers can leverage this benefit for talent attraction, retention, and competitive compensation packages.

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Decree 182
50% reimbursement, up to VND 100,000,000 per employee per year
Decree 182 High-Tech Training: 50% AI & Advanced Technology Subsidies in Vietnam

Decree 182/2021/ND-CP provides 50% reimbursement for AI, semiconductor, automation, and advanced manufacturing training, with up to VND 100 million per employee annually. This program accelerates Vietnam's high-tech workforce development.

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Decree 80
70-100% subsidy, up to VND 50,000,000 per employee per year
Decree 80 SME Training Support: 70-100% Subsidy for Small Businesses in Vietnam

Decree 80/2021/ND-CP provides Vietnamese SMEs with 70-100% training cost coverage, up to VND 50 million per employee annually. This guide explains eligibility, application procedures, and how to maximize this generous SME-focused program.

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Decree 80 or Decree 182
70-100% (Decree 80 for SMEs under 200 employees) or 50% (Decree 182 for high-tech manufacturers) subsidy
Training for Manufacturing Companies in Vietnam: Industry 4.0 & Skills Development Subsidies

Manufacturing companies in Vietnam can access generous training subsidies for Industry 4.0, automation, quality management, and technical skills development. This guide covers Decree 80 (SMEs), Decree 182 (high-tech manufacturing), and practical implementation for production environments.

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Need help navigating government funding?

Our team can help you identify the right funding programs, prepare applications, and ensure your training meets compliance requirements.