Complete SkillsFuture Guide for Singapore 2026
SkillsFuture is Singapore's national movement to provide citizens with opportunities to develop their fullest potential throughout life. Claim up to 90% subsidies for AI training and use your SkillsFuture Credit for lifelong learning.
- Singapore citizens (for individual credit)
- Companies registered in Singapore (for employer schemes)
- Training from SSG-approved providers
Register through MySkillsFuture portal, use credits during course booking, claim within 6 months after course completion.
SkillsFuture is a Singapore government-funded national movement (launched in 2015) that provides Singaporeans with lifelong learning and upskilling opportunities, especially in future-ready areas like AI and digital skills, through a suite of fully subsidised or heavily subsidised training schemes for both individuals and employers, without requiring levy or employer contributions.
SkillsFuture Courses for Seniors
Singapore's ageing population has driven significant demand for senior-friendly SkillsFuture courses. Whether you are a retiree looking to stay active, a senior citizen exploring new interests, or an older worker seeking to remain competitive, SkillsFuture offers courses designed for your needs.
Popular Course Categories for Seniors
- Digital literacy — smartphone skills, online banking, cybersecurity awareness
- Health and wellness — nutrition, exercise science, mental wellness
- Creative arts — photography, creative writing, music
- Technology basics — AI awareness, data analytics fundamentals
- Language courses — conversational Mandarin, Malay, or English
Seniors aged 40+ are eligible for enhanced subsidies through the Mid-Career Enhanced Subsidy (MCES), which covers up to 90% of course fees for SSG-supported courses.
Using SkillsFuture Credit: Step-by-Step
- Log in to MySkillsFuture portal with Singpass
- Search for your desired course in the course directory
- Check eligibility — confirm the course accepts SkillsFuture Credit
- Submit claim — click "Use SkillsFuture Credit" and enter the amount
- Receive confirmation — you will get an email confirming your claim
- Attend the course — complete all requirements to avoid clawback
Your SkillsFuture credit balance updates within 2-3 business days after a successful claim.
SkillsFuture Courses for Seniors
Singapore's ageing population has driven significant demand for senior-friendly SkillsFuture courses. Whether you are a retiree looking to stay active, a senior citizen exploring new interests, or an older worker seeking to remain competitive, SkillsFuture offers courses designed for your needs.
Popular Course Categories for Seniors
- Digital literacy — smartphone skills, online banking, cybersecurity awareness
- Health and wellness — nutrition, exercise science, mental wellness
- Creative arts — photography, creative writing, music
- Technology basics — AI awareness, data analytics fundamentals
- Language courses — conversational Mandarin, Malay, or English
Seniors aged 40+ are eligible for enhanced subsidies through the Mid-Career Enhanced Subsidy (MCES), which covers up to 90% of course fees for SSG-supported courses.
Using SkillsFuture Credit: Step-by-Step
- Log in to MySkillsFuture portal with Singpass
- Search for your desired course in the course directory
- Check eligibility — confirm the course accepts SkillsFuture Credit
- Submit claim — click "Use SkillsFuture Credit" and enter the amount
- Receive confirmation — you will get an email confirming your claim
- Attend the course — complete all requirements to avoid clawback
Your SkillsFuture credit balance updates within 2-3 business days after a successful claim.
Frequently Asked Questions
Frequently Asked Questions
Log in to MySkillsFuture.gov.sg with your Singpass. Your available credit is displayed on the dashboard.
No, but your company can directly sponsor additional training costs or use company schemes like SFEC.
You pay the difference out-of-pocket or use company funding. Many employers co-fund employee development.
SkillsFuture Credit does not expire for the initial $500 allocation. However, specific top-up credits may have expiry dates. The $500 SkillsFuture Credit top-up announced in Budget 2020 for Singaporeans aged 25+ has a validity period — check the MySkillsFuture portal for your specific expiry dates. The government has generally extended expiry periods when they approach, so credits remain usable. Always check your portal for the most current expiry information.
Yes, selected Coursera courses are eligible for SkillsFuture Credit claims. Coursera has partnered with SkillsFuture Singapore to offer subsidised courses in areas like data analytics, digital marketing, cloud computing, and AI. To use your SkillsFuture credit on Coursera, search for "Coursera" on the MySkillsFuture portal to see currently approved courses. Note that not all Coursera courses qualify — only those specifically listed on the SkillsFuture course directory.
The SkillsFuture Level Up Programme supports mid-career Singaporeans aged 40 and above who want to pursue full-time diploma or degree courses. Eligible individuals receive a monthly training allowance of up to $3,000 for up to 24 months while studying. The programme covers approved courses at ITE, polytechnics, and selected private education institutions. It builds on the existing Mid-Career Enhanced Subsidy and is designed to support career transitions.
Yes, students can access the MySkillsFuture Student portal (student.myskillsfuture.gov.sg). This platform is separate from the main SkillsFuture portal and is designed for students from secondary school through polytechnic and ITE. It provides career guidance, industry insights, and course information to help students make informed education and career choices. Note that SkillsFuture Credit is only available to Singaporeans aged 25 and above.
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