Pertama Partners

AI Client Advisory Report and Investment Commentary Generation

Use AI to draft portfolio review reports, generate market commentary, create investment memos, and ensure regulatory disclosure compliance aligned with MAS and BNM standards for Southeast Asian financial advisory firms.

Financial ServicesIntermediatePrompt Engineering for Business3-5 weeks

Transformation

Before & After AI

What this workflow looks like before and after transformation

Before

Advisors spend 3-5 hours per client preparing quarterly portfolio review reports manually. Market commentary is written from scratch each cycle despite covering similar themes. Investment memos lack standardised structure across the team. Regulatory disclosures are checked manually, risking omissions. Report turnaround delays mean clients receive outdated information.

After

AI drafts portfolio review reports in 15-30 minutes per client, with data-driven commentary and performance attribution. Market commentary is generated from curated sources with consistent quality. Investment memos follow a standardised template with built-in compliance checks. All reports include verified regulatory disclosures for MAS/BNM requirements. Advisors focus on client relationships instead of document production.

Implementation

Step-by-Step Guide

Follow these steps to implement this AI workflow

1

Define Report Templates and Compliance Requirements

1 week

Document the standard structure for portfolio review reports, market commentary, and investment memos. Catalogue mandatory regulatory disclosures required by MAS (Singapore), BNM (Malaysia), and other relevant regulators. Create a compliance checklist for each report type.

Portfolio Review Report Drafter
You are a financial advisory report writer. Draft a quarterly portfolio review report for [CLIENT NAME] covering [PERIOD]. Include performance summary, asset allocation review, market context, and outlook. Ensure MAS/BNM disclosure requirements are included.
Feed actual portfolio data from your custodian or portfolio management system. Always have a licensed advisor review the full report before sending to client. AI drafts the structure and narrative; the advisor validates accuracy and adds personal context.
2

Build Market Commentary and Investment Memo Workflows

1-2 weeks

Set up AI workflows to generate weekly or monthly market commentary from curated news and data sources. Create standardised investment memo templates for fund selection, security analysis, and asset allocation decisions.

Market Commentary Generator
You are an investment strategist. Write a 500-word market commentary for [PERIOD] covering global equity, fixed income, and Asia-Pacific markets. Reference key data points and events. Maintain a balanced, analytical tone suitable for retail investors.
Input actual market data from your data provider (Bloomberg, Refinitiv, or similar). Run weekly or monthly depending on your distribution cadence. Have the CIO or senior strategist review before distribution.
3

Implement Compliance Review and Disclosure Automation

1 week

Build automated compliance checks into the report generation workflow. Create a disclosure library with standard regulatory statements for different report types and client segments. Establish approval workflows before client distribution.

Compliance Disclosure Checker
You are a compliance reviewer. Scan the following advisory report for regulatory disclosure completeness against MAS/BNM requirements. Flag any missing disclosures, non-compliant language, or forward-looking statements without appropriate caveats.
Run this check on every client-facing document before distribution. AI catches common omissions but does not replace qualified compliance officer sign-off. Update the disclosure library when regulations change.
4

Scale Across Advisory Team and Measure Impact

1-2 weeks

Roll out AI-assisted reporting across the full advisory team. Create training materials on prompt usage and quality standards. Track time savings, report quality metrics, and client satisfaction scores.

Investment Memo Structuring Prompt
You are an investment analyst. Structure an investment memo for [FUND/SECURITY NAME] covering investment thesis, risk analysis, performance track record, fee analysis, and portfolio fit assessment. Follow the firm's standard memo format.
Input actual fund data from factsheets and data providers. The AI structures the analysis; the investment team validates conclusions and adds qualitative judgment before committee presentation.

Get the detailed version - 2x more context, variable explanations, and follow-up prompts

Tools Required

AI language model for report drafting and compliance reviewPortfolio management system with data export capabilityMarket data provider (Bloomberg, Refinitiv, or equivalent)Document management system with version control and approval workflows

Expected Outcomes

Reduce portfolio report drafting time from 3-5 hours to 30-45 minutes per client

Achieve 100% regulatory disclosure compliance through automated checks

Standardise investment memo quality across the advisory team

Solutions

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Common Questions

AI-generated reports can meet regulatory requirements provided a licensed advisor reviews and approves every document before distribution. The regulatory obligation sits with the firm and the individual advisor, not the AI tool. Use AI to draft and check, but ensure qualified humans sign off. Document your review process for audit purposes.

Build safeguards into the process: feed AI only verified data from trusted sources (custodians, Bloomberg), include compliance checking as a mandatory step before distribution, restrict AI from making specific return predictions or guarantees, and train advisors to critically review all AI output. Never distribute AI-generated content without human expert review.

Create separate disclosure libraries for MAS and BNM requirements. Tag each client with their regulatory jurisdiction so the AI applies the correct disclosures automatically. For cross-border clients, apply the stricter standard. Run the compliance checker against the relevant jurisdiction for each report. Consult your compliance team when requirements conflict.

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