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🇺🇬UgandaUDB SME
Uganda Development Bank SME Kazi Loan Guide 2026
The UDB SME Kazi Loan is a dedicated intervention by Uganda Development Bank to support the growth and resilience of Small and Medium Enterprises across Uganda. With below-market interest rates and flexible repayment terms up to 6 years, this program helps SMEs expand operations, boost productivity, and create jobs.
Funding Amount
Up to UGX 720 million (~USD $195,000) with 10-12% interest rate
Last Updated
February 23, 2026
Who Can Claim This Funding?
- Registered SMEs (incorporated entities, co-operatives, or registered farmer groups)
- Youth-owned enterprises
- Women-owned businesses
- Existing businesses or start-ups in priority sectors
- Operating in agriculture, agro-processing, manufacturing, tourism, or renewable energy
- Must demonstrate business viability through feasibility study/business plan
- Must provide adequate collateral
How to Claim
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Complete application form at www.udbl.co.ug (online) or visit UDB Tower
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Prepare documents:
- Application form
- Board resolution to borrow
- Certificate of incorporation
- Business plan with cash flow projections
- Last 2 years audited accounts
- Credit reference bureau report
- Collateral documentation with valuations
- Proof of NSSF compliance
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Submit to UDB Head Office or Post Bank branch
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UDB evaluates application (4-6 weeks)
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Board approval and loan disbursement
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