Government-Funded vs Self-Funded AI Training
Most SMBs in Southeast Asia don't realize they can get 70-90% of AI training costs covered by government programs. Here's what you're potentially leaving on the table.
Understanding Both Approaches
70-90% subsidized through HRDF, SkillsFuture, CEF
Best For:
SMBs wanting to minimize AI training costs
Full flexibility, full cost
Best For:
Companies wanting maximum flexibility in program choice
Key Differences at a Glance
| Factor | Government-Funded AI Training | Self-Funded AI Training |
|---|---|---|
| Cost Savings | 70-90% government subsidy | Full cost borne by company |
| Program Flexibility | Limited to approved/eligible programs | Any program, any provider |
| Application Process | Requires paperwork and eligibility checks | No applications needed |
| Quality Assurance | Government-vetted programs | Buyer due diligence required |
| Scalability | Can train entire team affordably | Budget limits how many people you train |
| Speed to Start | 2-4 weeks (approval process) | Immediate |
When Each Approach Makes Sense
- Your company is registered in Singapore, Malaysia, HK, or Indonesia
- You meet employer eligibility criteria
- You want to train multiple people or teams
- Budget is a primary concern for AI training
- You have 2-4 weeks lead time for applications
- Your company isn't eligible for government programs
- You need training immediately (can't wait for approvals)
- You want a specific program not covered by subsidies
- Your company is outside Southeast Asia
- Budget isn't a constraint for training investment
Funding Comparison by Country
Different SEA countries offer different AI training subsidies. Here's what's available.
| Factor | Government-Funded AI Training | Self-Funded AI Training |
|---|---|---|
| Singapore (SkillsFuture) | Up to 70-90% for eligible programs | Full cost |
| Malaysia (HRDF/HRD Corp) | Up to 100% for registered employers | Full cost |
| Hong Kong (CEF) | Up to HK$25,000 per course | Full cost |
| Indonesia (Prakerja) | Subsidy for eligible workers | Full cost |
| Program Choice Freedom | Approved programs | Any program |
| Net Cost Per Person | $500-$5,000 | $5,000-$20,000+ |
Choose Government-Funded AI Training When...
- You're eligible for HRDF, SkillsFuture, CEF, or Prakerja subsidies
- You want to train multiple people and need to maximize budget
- You have 2-4 weeks before training needs to start
- You want a provider who handles the funding application for you
- You value government-vetted program quality
Choose Self-Funded AI Training When...
- Your company isn't eligible for government subsidies
- You need completely custom training not covered by approved programs
- You need to start training immediately (no application wait time)
- Budget isn't a significant constraint
- You're training people outside of SEA countries
How Pertama Can Help
Whichever approach you choose, Pertama Partners can support your AI journey.
Frequently Asked Questions
Eligibility varies by country. In Malaysia, most companies registered with HRD Corp are eligible. In Singapore, most companies with local employees qualify for SkillsFuture. In Hong Kong, individual employees can claim CEF. Pertama can assess your eligibility in a free consultation.
Somewhat. Programs must be approved by the relevant government body. However, most practical AI training topics are covered by approved programs. Pertama's programs are designed to cover the most in-demand AI skills while qualifying for maximum subsidies.
Typically 2-4 weeks for approval. Pertama handles all paperwork, so you just need to provide basic company information. Once approved, training can start immediately.