Philippines skyline

Transform Your Financial Services Business in Philippines with AI

AI training built for the Philippines' financial services sector.

AI is transforming financial services in the Philippines. From digital banking to fintech innovation, the sector is rapidly modernizing. Pertama Partners helps financial services leaders build AI capability through practical training and advisory.

Financial Services businesses in Philippines face unique challenges and opportunities in AI adoption. The Philippines combines English proficiency, a large talent pool, and a strong BPO heritage to create unique conditions for AI adoption. We work with financial services firms to identify high-impact AI use cases, build internal capabilities, and implement solutions that deliver measurable ROI — all while navigating local regulations and funding programmes.

35% actively investing in AI
Financial Services AI Adoption
Source: Industry surveys 2024
25% improvement average
Productivity Gains
Source: Implementation studies 2024
200% in 18 months
Average ROI
Source: Client success data 2024

Challenges

AI Challenges for Financial Services in Philippines

We help you navigate these industry-specific obstacles

Fraud Detection Complexity

Philippine financial institutions face sophisticated fraud schemes from phishing to digital payment fraud, requiring advanced detection systems.

Financial Inclusion Gaps

Millions of Filipinos remain unbanked or underbanked, but traditional credit scoring excludes them. AI can enable alternative assessment methods.

Regulatory Compliance Load

BSP regulations and anti-money laundering requirements create heavy compliance burdens. Financial institutions need automation for efficiency.

Customer Service at Scale

Digital banking adoption is exploding but customer service teams struggle to keep pace. Financial institutions need AI to scale support.

Use Cases

AI Applications for Financial Services

Practical AI use cases for financial services businesses in Philippines

AI-Powered Fraud Detection

Machine learning identifies suspicious transactions in real-time, reducing fraud losses while minimizing false positives.

Alternative Credit Scoring

AI analyzes non-traditional data sources to assess creditworthiness, expanding access to financial services for underserved populations.

Automated Compliance Monitoring

AI systems monitor transactions for regulatory compliance, flagging issues automatically and reducing manual review workload.

Conversational Banking

AI chatbots handle routine customer inquiries from balance checks to transaction history, providing 24/7 service.

Regulations

AI Regulations in Philippines

Key regulatory considerations for financial services businesses

Opportunities

Market Opportunities for Financial Services

Growth areas for AI-driven financial services businesses in Philippines

Digital Banking Boom

BSP's digital banking licenses have sparked competition, with new players needing AI to differentiate and operate efficiently.

Fintech Innovation Hub

The Philippines is becoming a Southeast Asian fintech center, with startups disrupting traditional banking using AI and mobile technology.

Remittance Modernization

OFW remittances remain crucial to the economy, creating opportunities for AI-powered money transfer services with lower fees.

SME Lending Growth

AI enables faster, more accurate SME credit assessment, helping banks serve this underserved but economically vital segment.

Funding

Available Funding in Philippines

Government programmes that can subsidise your AI investment

DOST & DICT - Technology Adoption Programs

The Philippines' Department of Science and Technology and Department of ICT provide grants and incentives for SMEs adopting AI and digital technologies to improve competitiveness.

Grants + PEZA tax incentives

View funding guide

Explore AI Training for Financial Services

Schedule a consultation to discuss how AI can drive results for your financial services business in Philippines.