
Transform Your Financial Services Business in Philippines with AI
AI training built for the Philippines' financial services sector.
AI is transforming financial services in the Philippines. From digital banking to fintech innovation, the sector is rapidly modernizing. Pertama Partners helps financial services leaders build AI capability through practical training and advisory.
Financial Services businesses in Philippines face unique challenges and opportunities in AI adoption. The Philippines combines English proficiency, a large talent pool, and a strong BPO heritage to create unique conditions for AI adoption. We work with financial services firms to identify high-impact AI use cases, build internal capabilities, and implement solutions that deliver measurable ROI — all while navigating local regulations and funding programmes.
Challenges
AI Challenges for Financial Services in Philippines
We help you navigate these industry-specific obstacles
Fraud Detection Complexity
Philippine financial institutions face sophisticated fraud schemes from phishing to digital payment fraud, requiring advanced detection systems.
Financial Inclusion Gaps
Millions of Filipinos remain unbanked or underbanked, but traditional credit scoring excludes them. AI can enable alternative assessment methods.
Regulatory Compliance Load
BSP regulations and anti-money laundering requirements create heavy compliance burdens. Financial institutions need automation for efficiency.
Customer Service at Scale
Digital banking adoption is exploding but customer service teams struggle to keep pace. Financial institutions need AI to scale support.
Use Cases
AI Applications for Financial Services
Practical AI use cases for financial services businesses in Philippines
AI-Powered Fraud Detection
Machine learning identifies suspicious transactions in real-time, reducing fraud losses while minimizing false positives.
Alternative Credit Scoring
AI analyzes non-traditional data sources to assess creditworthiness, expanding access to financial services for underserved populations.
Automated Compliance Monitoring
AI systems monitor transactions for regulatory compliance, flagging issues automatically and reducing manual review workload.
Conversational Banking
AI chatbots handle routine customer inquiries from balance checks to transaction history, providing 24/7 service.
Regulations
AI Regulations in Philippines
Key regulatory considerations for financial services businesses
Opportunities
Market Opportunities for Financial Services
Growth areas for AI-driven financial services businesses in Philippines
Digital Banking Boom
BSP's digital banking licenses have sparked competition, with new players needing AI to differentiate and operate efficiently.
Fintech Innovation Hub
The Philippines is becoming a Southeast Asian fintech center, with startups disrupting traditional banking using AI and mobile technology.
Remittance Modernization
OFW remittances remain crucial to the economy, creating opportunities for AI-powered money transfer services with lower fees.
SME Lending Growth
AI enables faster, more accurate SME credit assessment, helping banks serve this underserved but economically vital segment.
Funding
Available Funding in Philippines
Government programmes that can subsidise your AI investment
DOST & DICT - Technology Adoption Programs
The Philippines' Department of Science and Technology and Department of ICT provide grants and incentives for SMEs adopting AI and digital technologies to improve competitiveness.
Grants + PEZA tax incentives
View funding guideExplore AI Training for Financial Services
Schedule a consultation to discuss how AI can drive results for your financial services business in Philippines.