Decision Guide

In-House AI Team vs AI Consulting: Which Is Right for You?

One of the biggest decisions for SMBs adopting AI: build internal capabilities or partner with external experts? Here's a balanced analysis of both approaches.

Understanding Both Approaches

AI Consulting Partner

External expertise on demand

Focus:Practical AI implementation with external specialists
Price Point:Project-based ($10K-$200K)
Target Market:SMB, Mid-Market
Geography:Depends on firm

Best For:

Companies wanting fast results without long-term hiring commitments

In-House AI Team

Full-time internal AI capabilities

Focus:Building permanent AI capabilities within your organization
Price Point:Ongoing ($150K-$500K+/year in salaries)
Target Market:Any size with budget
Geography:Your office(s)

Best For:

Companies with ongoing, complex AI needs and budget for full-time hires

Key Differences at a Glance

FactorAI Consulting PartnerIn-House AI Team
Time to First Results
2-8 weeks
3-6 months (hiring + onboarding)
Upfront Cost
Project-based, predictable
High (recruitment, salaries, tools)
Long-term Cost (3+ years)
Can become expensive if ongoing
More cost-effective at scale
Deep Company Knowledge
Learns your business during engagement
Deep institutional knowledge over time
Breadth of Expertise
Access to diverse specialists
Limited to who you hire
Flexibility
Scale up or down easily
Fixed headcount commitments
IP Ownership
Depends on contract terms
Full IP ownership

When Each Approach Makes Sense

AI Consulting Partner
  • You're exploring AI for the first time
  • You need specific expertise you can't hire locally
  • Your AI needs are project-based, not continuous
  • You want to validate AI value before hiring full-time
  • Your budget doesn't support $150K+/year AI salaries
In-House AI Team
  • You have continuous, complex AI workloads
  • AI is core to your product or competitive advantage
  • You can attract and retain AI talent in your market
  • You need deep integration with proprietary systems
  • You have budget for $150K-$500K+/year in AI salaries

Capability Comparison

Each approach has distinct strengths depending on your stage and needs.

FactorAI Consulting PartnerIn-House AI Team
Speed to First Project2-8 weeks3-6 months
Annual Cost (Year 1)$20K-$200K$150K-$500K+
Scaling Flexibility
Deep Company Knowledge
24/7 Availability
Diverse AI ExpertiseLimited
Government Funding Eligible

Choose AI Consulting Partner When...

  • You're starting your AI journey and want to test the waters
  • You can't hire AI talent at competitive salaries in your market
  • Your AI needs are project-based (quarterly or annual initiatives)
  • You want to validate ROI before committing to full-time hires
  • Your budget is under $150K/year for AI initiatives

Choose In-House AI Team When...

  • AI is core to your product and competitive advantage
  • You have continuous daily AI development needs
  • You can offer competitive AI salaries ($120K-$250K+ for senior roles)
  • You need deep integration with proprietary systems and data
  • You're ready to invest $300K+/year in AI team infrastructure

How Pertama Can Help

Whichever approach you choose, Pertama Partners can support your AI journey.

Start with a Pertama training program to upskill your team, then decide on hiring
Use Pertama's AI Readiness Audit to identify exactly what skills you need in-house
Hire a hybrid approach: Pertama for strategy and specialized projects, in-house for day-to-day
Let Pertama train your first AI champion, then build the team around them

Frequently Asked Questions

Can I start with consulting and transition to in-house later?

Absolutely. This is actually the most common and recommended approach for SMBs. Start with consulting to validate AI value, learn what works, and then hire strategically based on proven needs rather than assumptions.

How hard is it to hire AI talent in Southeast Asia?

Very competitive. Senior AI engineers command $120K-$250K+ in Singapore, with similar demand in Malaysia and Indonesia. The talent pool is limited, and big tech companies offer stock options that SMBs can't match. Consulting can bridge this gap while you build recruitment pipelines.

What's the break-even point for in-house vs consulting?

Roughly 18-24 months of continuous AI work. If you need AI specialists working full-time for 2+ years, in-house becomes more cost-effective. For project-based or part-time needs, consulting is more economical.

Can government subsidies help with either approach?

Government subsidies (HRDF, SkillsFuture, CEF, Prakerja) primarily fund training programs — which applies to both approaches. Train existing staff through subsidized programs whether you're building in-house or preparing your team to work with consultants.

Not Sure Which Approach Fits Your Business?

Book a free consultation. We'll help you assess whether consulting, in-house, or a hybrid approach makes the most sense for your stage and budget.